Are your retirement plans on track?

Retirement should feel exciting, not uncertain. Yet many people find it hard to know whether they’re genuinely on track and it’s completely normal to feel unsure.

That’s where this quick retirement scorecard comes in.

In just a few minutes, you’ll get a clear picture of where you stand across four key areas:

Your Retirement Vision & Plan
Your Financial Foundations
Making the Most of Your Wealth
Staying Flexible for the Future

At the end, you’ll receive a simple score (low, medium, or high) along with practical guidance to help strengthen your retirement planning.

It takes only a few minutes, and it could be the first step toward a more confident, worry-free retirement.

Please note: your answers are treated with complete confidentiality and will never be shared with any third parties.

You’ll be scored against the following key areas:

Clarity

Your Retirement Vision & Plan

How clear you are about the lifestyle you want in retirement and the plan to achieve it.

This category explores your goals, expectations, and overall direction. The clearer your vision, the easier it is to make decisions that keep your retirement plans on track.

Confidence

Your Financial Foundations

How confident you feel in your financial ability to support the retirement you want.

This includes your awareness of income, spending, affordability, longevity and your capacity to handle unexpected costs. Strong foundations provide stability and peace of mind.

Creativity

Making the Most of Your Wealth

How effectively you’re managing, reviewing and optimising your pensions, investments and long-term wealth.

This looks at performance, fees, risk, lost pensions, tax efficiency and your use of tools like cashflow modelling. A well-structured wealth strategy helps your money work harder for you.

Agility

Staying Flexible for the Future

How adaptable and resilient your retirement plans are as life, markets and rules change.

This includes review frequency, adviser support, legal documents and your overall ability to adjust your plan over time. Flexibility keeps your retirement on track, whatever happens.

Trusted by People Planning for their Future

I can’t recommend Tom’s services highly enough. He has a fantastic ability to explain complex financial topics in a clear and simple way.

Alongside his attention to detail, Tom’s good nature and personable approach really set him apart.

Thomas
Bristol, UK

Tom has been a trusted adviser for a number of years and has become a good friend.

His advice is always timely, relevant and tailored, backed by a detailed understanding of my circumstances.

John
Taunton, UK

I wanted to understand whether I was on track for a comfortable retirement and how to make the most of my pensions and investments. Tom took the time to understand my goals and gave clear, practical guidance.

He helped me consolidate old pensions, improve tax efficiency and gain a much better understanding of where I stand. I now feel far more confident about my financial future and have a clear plan for the years ahead.

Luke
Bristol, UK