You’ll be scored against the following key areas:
Clarity
Your Retirement Vision & Plan
How clear you are about the lifestyle you want in retirement and the plan to achieve it.
This category explores your goals, expectations, and overall direction. The clearer your vision, the easier it is to make decisions that keep your retirement plans on track.
Confidence
Your Financial Foundations
How confident you feel in your financial ability to support the retirement you want.
This includes your awareness of income, spending, affordability, longevity and your capacity to handle unexpected costs. Strong foundations provide stability and peace of mind.
Creativity
Making the Most of Your Wealth
How effectively you’re managing, reviewing and optimising your pensions, investments and long-term wealth.
This looks at performance, fees, risk, lost pensions, tax efficiency and your use of tools like cashflow modelling. A well-structured wealth strategy helps your money work harder for you.
Agility
Staying Flexible for the Future
How adaptable and resilient your retirement plans are as life, markets and rules change.
This includes review frequency, adviser support, legal documents and your overall ability to adjust your plan over time. Flexibility keeps your retirement on track, whatever happens.
Trusted by People Planning for their Future
I can’t recommend Tom’s services highly enough. He has a fantastic ability to explain complex financial topics in a clear and simple way.
Alongside his attention to detail, Tom’s good nature and personable approach really set him apart.
Thomas
Bristol, UK
Tom has been a trusted adviser for a number of years and has become a good friend.
His advice is always timely, relevant and tailored, backed by a detailed understanding of my circumstances.
John
Taunton, UK
I wanted to understand whether I was on track for a comfortable retirement and how to make the most of my pensions and investments. Tom took the time to understand my goals and gave clear, practical guidance.
He helped me consolidate old pensions, improve tax efficiency and gain a much better understanding of where I stand. I now feel far more confident about my financial future and have a clear plan for the years ahead.
Luke
Bristol, UK
How it works
1️⃣ Answer a few simple questions
No jargon, no complex calculations, it takes less than 5 minutes.
2️⃣ Receive your personalised retirement score
See where you stand across the four key areas of retirement planning.
3️⃣ Get clear next steps
Along with your score, you’ll receive practical suggestions to help you strengthen your retirement plan — and the option to book a free follow-up consultation if you’d like more personalised guidance.
This scorecard provides general information only and does not constitute personal financial advice. The content is based on UK regulation and is intended for UK residents.
The value of investments and pensions can fall as well as rise, and you may not get back the amount invested. Tax treatment depends on individual circumstances and may change in the future.
If you are unsure about any aspect of your retirement planning, you should seek regulated financial advice.
